|PROTECTION YOU CAN COUNT ON WHEN YOU NEED IT MOST.|
You can't predict a theft or an accident. But with the Harley-Davidson Guaranteed Asset Protection (GAP Plan) you can be prepared should one occur. This valuable protection provides an extra measure of security and helps bring certainty to an uncertain world. In the event your motorcycle is stolen and not recovered or damaged and deemed a constructive total loss, the GAP Plan will cover the fair market or actual cash value of the bike.
In many cases, Harley-Davidson® motorcycle owners assume their primary cycle insurance coverage will be enough to cover any loss related to their bike. In reality, the actual cash value placed on your motorcycle by the insurance company may be substanially less than the outstanding balance on your loan contract. Can you afford to use money from your own pocket to pay the difference, plus cover your insurance deductible? And what about the cost of buying a new motorcycle?
The GAP Plan allows you to limit your financial obligation in the event of a total loss and move on to a new bike purchase. This optional protection can be included in your loan agreement providing valuable protection for your investment and your peace of mind.
|How GAP bridges the gap... PDF|
ELIMINATE ANY POTENTIAL GAP IN COVERAGE.
Pays off any loan contract balance remaining after your primary insurance settlement, in the event your motorcycle is stolen or deemed a constructive total loss
Covers your insurance deductible up to $1,000*
Pays up to two delinquent payments in the event of a total loss.
Provides an optional feature that includes a $1,000 credit toward the purchase of a new motorcycle**
Available for new or used motorcycles valued at up to $1000,000
*Insurance deductible coverage is not available in arkansas and Illinois.
**May vary by state
|ASK FOR GAP PLAN DETAILS|
22107 Sherman Way
Canoga Park, CA 91303
|Get more information from Harley-Davidson Financial Services|
New Laws Affecting Motorcyclists
Effective January 1, 2013: New penalties for motorcycle owners who have replacement exhaust systems or mufflers manufactured after January 1, 2013 installed in motorcycles built after that date that do not bear a legal EPA label.
Motorcycle riders are subject to a fix-it ticket if a peace officer stops them for loud mufflers. The law only applies if the original equipment muffler, or aftermarket replacement muffler has been manufactured after January 1, 2013 and does not have a federal EPA noise emission label. If the exhaust system in question was built before January 1, 2013, NO CITATION can be issued under CVD 27202.1
A rider can only be cited if first stopped for something else.
Citation shall be treated as mechanical violation, or fix-it tickets, which will be dismissed by the court for a nominal fee with proof of correction.
Fines are $50 to $100 for first conviction and $100 to $250 for second & subsequent citations.
Motorcycles with factory original exhaust and aftermarket exhaust manufactured before January 1, 2013 cannot be cited under CVC 27202. They can be cited under other excessive noise, or modified exhaust vehicle code sections.
AB 1708 allows the use of mobile electronics devices to establish proof of insurance when asked to provide it by a peace officer.
AB 1890 allows a toll road transponder to be carried on a motorcycle rider's person, rather be affixed to the motorcycle windshield which could be stolen.